As we approach the holiday season, I want to take a moment to express my sincere gratitude to each of you. This has been a year of meaningful progress for Woodforest Acceptance Solutions, highlighted by the launch of our modern “switch to issuer” payment acquirer platform. This milestone would not have been possible without the trust of our partners and the dedication of our team. Thank you for the commitment, collaboration, and belief that brought us here.
The holidays also remind us of the importance of giving—of looking beyond ourselves and finding ways to support our communities and those who may not share the same good fortune. I encourage all of us to embrace this season of generosity and compassion, knowing that even small acts of kindness can make a lasting impact.
It is also a time to pause and appreciate what matters most. Let us recognize and treasure our families, our friends, and the people who stand with us every day. These relationships are the foundation of our lives and should never be taken for granted.
As we look ahead to the new year, I am energized by the opportunities before us. Together, we will continue to grow, innovate, and build—always focused on making a difference for those we serve and for our employees, stakeholders, and partners. Our future is bright, and we will shape it collectively.
Wishing you and your loved ones a joyful, restful, and meaningful holiday season.


